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Watercraft and RV Insurance

There’s a lot of freedom and fun out on the ocean and our open roads. Before taking your boat out for a spin or going on a road trip, be sure you’re financially protected. Whether you own a boat or recreational vehicle, special insurance policies safeguard your investment and assets. Flagler Insurance Agency can help you find the right policy fit.

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Boat Insurance

Boat insurance will cover your hull and equipment. It’ll pay for damage to your boat and its dinghy, including theft and vandalism. It also provides liability coverage if you’re legally liable for injury or property damage to someone else due to the use, ownership, or maintenance of your boat.

We can also provide you with a boat policy that includes the following:

Personal effects coverage pays to replace your belongings damaged while on the boat, being loaded on or off your boat, or stored in a dock box by the boat.

Medical payments coverage pays the medical bills of someone injured while on your boat or boarding or leaving your boat.

Uninsured boater coverage pays medical bills for bodily injury due to physical contact between your boat and an uninsured boat.

Fuel and other spill liability insurance pays for the containment and cleanup of a spill and property damage to other people caused by your spill. This coverage also pays for your legal defense if you’re sued over a spill.

Flagler covers speedboats, sailboats, jet skis, yachts, and other personal watercraft.

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RV Insurance

RV insurance provides coverage wherever your vehicle goes—be it the open road, your home, a campsite or another location in the U.S.  The policy provides both property and liability insurance. Property coverage can apply to your contents, emergency expenses you encounter while traveling, your hitch package, awnings, and more. You can also opt for a replacement RV if yours is involved in a total loss.

You’re covered for many perils, including fire, theft, collision, vandalism, and animal destruction, among others. You will also receive help under your liability policy for legal defense costs and monetary settlements or awards if you’re found to be responsible for injuries to someone or damage to their property.

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